NPP — Payment Network Profile | nonusd
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Oceania
2018-02
NPP
New Payments Platform
🇦🇺 Australia
AUD (Australian Dollar)
Issuer
NPP Australia Ltd (subsidiary of Australian Payments Plus - AP+)
Visit issuer →
Payment Types
P2P (Osko)
P2B
B2B
B2C
PayID-based transfers
PayTo (recurring/one-off authorized pulls)
Information-rich payments (CAT SCT)
Government disbursements
Key Features
PayID addressing (mobile, email, ABN, organisation ID)
Osko overlay service by BPAY for instant P2P payments
PayTo for authorized real-time pull payments (digital direct debit replacement)
Confirmation of Payee (scam prevention)
Information-rich payments (280 chars + ISO 20022 data)
Built by SWIFT (distributed payment access gateways)
Settled via RBA's Fast Settlement Service (FSS)
International Payments Service (IPS) for inbound cross-border
Statistics
daily value
~$6 billion in payments per day
availability
24/7/365
settlement time
Typically under 60 seconds (99% SLA)
registered payids
25+ million (April 2025)
reachable accounts
114+ million (March 2025)
direct participants
14 banks (clearing and settling)
participating institutions
100+ banks, fintechs, and financial institutions
Profile
Network
NPP
Full Name
New Payments Platform
Country
🇦🇺 Australia
Currency
AUD (Australian Dollar)
Region
Oceania
Launched
2018-02
Issuer
NPP Australia Ltd (subsidiary of Australian Payments Plus - AP+)
Links
Issuer
www.auspayplus.com.au/solutions/npp
Product
www.auspayplus.com.au/solutions/npp
Developer
www.auspayplus.com.au/solutions/npp/npp-for-developers
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@dylansz_
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