nonusd
DASHBOARDCOINSABOUTRESEARCHNETWORKS
PAYMENT NETWORKS

Global instant payment networks

Real-time payment rails, mobile money, and instant transfer systems across every region. Click any row to expand details.

PAYMENT NETWORKS
76
COUNTRIES
61
REGIONS
8
QR-ENABLED
37
GLOBAL MAP
Payment Networks
NETWORK
SELECTED
8 REGIONS
Payment Networks
NETWORK
SELECTED
8 REGIONS
REGIONS
REGIONS
ALL NETWORKS
nonusd

Stablecoin tracker. Real-time data for stablecoins pegged to currencies worldwide.

ResourcesDashboardAll CoinsAboutResearch
Newsletter

New research & stats in your inbox. No spam.

Status
ALL SYSTEMS OPERATIONAL
© 2026 nonusd.com
Made by @dylansz_
Want to list your token or talk stablecoins? info@nonusd.com
REGION
SORT BY
NETWORK
COUNTRY
CURRENCY
LAUNCHED
PAYMENT TYPES
REGION
AaniAani (Instant Payment Platform)
🇦🇪United Arab Emirates
AED (UAE Dirham)
2023-10-16
P2P, P2B +7
Middle East
Aani🇦🇪 United Arab Emirates · AED (UAE Dirham)
Middle East
AfaqAfaq (GCC RTGS Payment System)
🏳️Saudi Arabia, Kuwait, Bahrain, expanding to UAE, Oman, Qatar
SAR, KWD, BHD, and expanding to all 6 GCC currencies
2023 (phased rollout)
Cross-border RTGS transfers, Intra-GCC payments in local currencies
Middle East
Afaq🏳️ Saudi Arabia, Kuwait, Bahrain, expanding to UAE, Oman, Qatar · SAR, KWD, BHD, and expanding to all 6 GCC currencies
Middle East
AFR Instant PaymentsAzonnali Fizetési Rendszer (AFR)
🇭🇺Hungary
HUF (Hungarian Forint)
2020-03-02
P2P, P2B +3
Europe
AFR Instant Payments🇭🇺 Hungary · HUF (Hungarian Forint)
Europe
AlipayAlipay (支付宝)
🇨🇳China
CNY (Chinese Yuan Renminbi)
2004
P2P, P2B (online and in-store) +6
Asia
Alipay🇨🇳 China · CNY (Chinese Yuan Renminbi)
Asia
ArCa PayArCa Pay (Instant Money Transfer Platform)
🇦🇲Armenia
AMD (Armenian Dram)
2024
P2P (instant phone number-based transfers), Interbank instant transfers +1
Caucasus & C. Asia
ArCa Pay🇦🇲 Armenia · AMD (Armenian Dram)
Caucasus & C. Asia
Azerbaijan Digital PaymentsAzerbaijan Payment Infrastructure
🇦🇿Azerbaijan
AZN (Azerbaijani Manat)
Various (no dedicated national IPS yet)
Card payments (Visa, Mastercard, UnionPay), Digital wallet payments +2
Caucasus & C. Asia
Azerbaijan Digital Payments🇦🇿 Azerbaijan · AZN (Azerbaijani Manat)
Caucasus & C. Asia
BakongBakong
🇰🇭Cambodia
KHR (Cambodian Riel), USD (US Dollar)
2020-10
P2P, P2B +3
Asia
Bakong🇰🇭 Cambodia · KHR (Cambodian Riel), USD (US Dollar)
Asia
Bancomat PayBancomat Pay
🇮🇹Italy
EUR (Euro)
2019
P2P, P2B +2
Europe
Bancomat Pay🇮🇹 Italy · EUR (Euro)
Europe
BI-FASTBank Indonesia - Fast Payment
🇮🇩Indonesia
IDR (Indonesian Rupiah)
2021-12
P2P, P2B +2
Asia
BI-FAST🇮🇩 Indonesia · IDR (Indonesian Rupiah)
Asia
BizumBizum
🇪🇸Spain
EUR (Euro)
2016-10
P2P, P2B (online and in-store) +3
Europe
Bizum🇪🇸 Spain · EUR (Euro)
Europe
BLIKBLIK
🇵🇱Poland
PLN (Polish Złoty)
2015-02
P2P (phone number-based), Online payments (6-digit code) +4
Europe
BLIK🇵🇱 Poland · PLN (Polish Złoty)
Europe
Bre-BBanco de la República en Línea
🇨🇴Colombia
COP (Colombian Peso)
2025-10-06
P2P, P2B +3
LATAM
Bre-B🇨🇴 Colombia · COP (Colombian Peso)
LATAM
BunaBuna (Arab Regional Payment System)
🏳️Pan-Arab (multiple Arab countries)
AED, EGP, USD, EUR, JOD, SAR, and expanding
2020
Cross-border instant transfers, Multi-currency payments +1
Middle East
Buna🏳️ Pan-Arab (multiple Arab countries) · AED, EGP, USD, EUR, JOD, SAR, and expanding
Middle East
CoDiCobro Digital
🇲🇽Mexico
MXN (Mexican Peso)
2019-09
QR Code payments, NFC payments +3
LATAM
CoDi🇲🇽 Mexico · MXN (Mexican Peso)
LATAM
Digital RubleDigital Ruble (Цифровой рубль) - CBDC
🇷🇺Russia
RUB (Russian Ruble - digital)
2025 (active testing phase)
P2P, P2B +3
Russia
Digital Ruble🇷🇺 Russia · RUB (Russian Ruble - digital)
Russia
DiMoDinero Móvil
🇲🇽Mexico
MXN (Mexican Peso)
2023
P2P, Phone number-based transfers +1
LATAM
DiMo🇲🇽 Mexico · MXN (Mexican Peso)
LATAM
DuitNowDuitNow
🇲🇾Malaysia
MYR (Malaysian Ringgit)
2018-12
P2P, P2B +5
Asia
DuitNow🇲🇾 Malaysia · MYR (Malaysian Ringgit)
Asia
eKasheKash
🇷🇼Rwanda
RWF (Rwandan Franc)
2021
P2P, P2B +1
Africa
eKash🇷🇼 Rwanda · RWF (Rwandan Franc)
Africa
ELQRELQR (Kyrgyzstan QR Payment System)
🇰🇬Kyrgyzstan
KGS (Kyrgyzstani Som)
2023-2024
QR Code payments, P2P +2
Caucasus & C. Asia
ELQR🇰🇬 Kyrgyzstan · KGS (Kyrgyzstani Som)
Caucasus & C. Asia
EthSwitchEthSwitch
🇪🇹Ethiopia
ETB (Ethiopian Birr)
2016
Interbank switching, ATM interoperability +2
Africa
EthSwitch🇪🇹 Ethiopia · ETB (Ethiopian Birr)
Africa
Express ElixirExpress Elixir
🇵🇱Poland
PLN (Polish Złoty)
2012
Instant credit transfers, P2P +2
Europe
Express Elixir🇵🇱 Poland · PLN (Polish Złoty)
Europe
FASTFonların Anlık ve Sürekli Transferi (Fast and Continuous Transfer of Funds)
🇹🇷Turkey
TRY (Turkish Lira)
2021-01-08
P2P, P2B +3
Middle East
FAST🇹🇷 Turkey · TRY (Turkish Lira)
Middle East
Faster PaymentsFaster Payments Service (FPS)
🇬🇧United Kingdom
GBP (British Pound Sterling)
2008-05
P2P, P2B +4
Europe
Faster Payments🇬🇧 United Kingdom · GBP (British Pound Sterling)
Europe
FawateerFawateer (Electronic Bill Presentment and Payment)
🇧🇭Bahrain
BHD (Bahraini Dinar)
2016-02-01
Bill presentment, Bill payment +1
Middle East
Fawateer🇧🇭 Bahrain · BHD (Bahraini Dinar)
Middle East
FAWRANFAWRAN (Qatar Instant Payment System)
🇶🇦Qatar
QAR (Qatari Riyal)
2024
P2P, P2B +2
Middle East
FAWRAN🇶🇦 Qatar · QAR (Qatari Riyal)
Middle East
Fawri+Fawri+ (Instant Payment System)
🇧🇭Bahrain
BHD (Bahraini Dinar)
2015-11-05
P2P, P2B +2
Middle East
Fawri+🇧🇭 Bahrain · BHD (Bahraini Dinar)
Middle East
FPS (Hong Kong)Faster Payment System
🇭🇰Hong Kong SAR
HKD (Hong Kong Dollar), CNY (Chinese Yuan)
2018-09
P2P, P2B +4
Asia
FPS (Hong Kong)🇭🇰 Hong Kong SAR · HKD (Hong Kong Dollar), CNY (Chinese Yuan)
Asia
Georgia Instant PaymentsNational Bank of Georgia RTP System
🇬🇪Georgia
GEL (Georgian Lari)
2023-2024 (rollout phase)
P2P, Instant interbank transfers +1
Caucasus & C. Asia
Georgia Instant Payments🇬🇪 Georgia · GEL (Georgian Lari)
Caucasus & C. Asia
GhIPSS Instant Pay (GIP)Ghana Interbank Payment and Settlement Systems Instant Pay
🇬🇭Ghana
GHS (Ghanaian Cedi)
2020
P2P, P2B +4
Africa
GhIPSS Instant Pay (GIP)🇬🇭 Ghana · GHS (Ghanaian Cedi)
Africa
HUMO / UZCARDHUMO and UZCARD (National Card Payment Systems)
🇺🇿Uzbekistan
UZS (Uzbekistani Som)
2018 (HUMO) / 2004 (UZCARD)
Debit cards, Credit cards +3
Caucasus & C. Asia
HUMO / UZCARD🇺🇿 Uzbekistan · UZS (Uzbekistani Som)
Caucasus & C. Asia
iDEALiDEAL
🇳🇱Netherlands
EUR (Euro)
2005
Online bank transfers, E-commerce checkout +2
Europe
iDEAL🇳🇱 Netherlands · EUR (Euro)
Europe
IdramIdram (Digital Wallet)
🇦🇲Armenia
AMD (Armenian Dram)
2004 (digital wallet, QR payments from 2020s)
P2P, P2B +4
Caucasus & C. Asia
Idram🇦🇲 Armenia · AMD (Armenian Dram)
Caucasus & C. Asia
IPNInstant Payment Network
🇪🇬Egypt
EGP (Egyptian Pound)
2022
P2P, P2B +2
Middle East
IPN🇪🇬 Egypt · EGP (Egyptian Pound)
Middle East
Kazakhstan IPSKazakhstan Instant Payment System / Unified National QR
🇰🇿Kazakhstan
KZT (Kazakhstani Tenge)
2024-2025
Instant interbank transfers, Unified QR Code payments +2
Caucasus & C. Asia
Kazakhstan IPS🇰🇿 Kazakhstan · KZT (Kazakhstani Tenge)
Caucasus & C. Asia
Lao QRLao QR
🇱🇦Laos
LAK (Lao Kip)
2022
QR Code payments, P2P +2
Asia
Lao QR🇱🇦 Laos · LAK (Lao Kip)
Asia
M-PesaM-Pesa (Mobile Pesa / Mobile Money)
🏳️Kenya, Tanzania, DRC, Mozambique, Lesotho, Ghana, Egypt
KES (Kenyan Shilling), TZS, CDF, MZN, LSL, GHS, EGP
2007-03
P2P, P2B (Lipa na M-Pesa / Buy Goods / Paybill) +6
Africa
M-Pesa🏳️ Kenya, Tanzania, DRC, Mozambique, Lesotho, Ghana, Egypt · KES (Kenyan Shilling), TZS, CDF, MZN, LSL, GHS, EGP
Africa
MASAV Faster PaymentsMASAV Faster Payments (Immediate Payments)
🇮🇱Israel
ILS (Israeli New Shekel)
2020 (Faster Payments overlay)
P2P (instant transfers), Merchant payments (expanding) +2
Middle East
MASAV Faster Payments🇮🇱 Israel · ILS (Israeli New Shekel)
Middle East
MB WAYMB WAY
🇵🇹Portugal
EUR (Euro)
2014
P2P, P2B (online and in-store) +3
Europe
MB WAY🇵🇹 Portugal · EUR (Euro)
Europe
MirMir (Мир) National Card Payment System
🇷🇺Russia
RUB (Russian Ruble)
2015-12 (first cards) / 2017-05-01 (law formalized)
Credit cards, Debit cards +5
Russia
Mir🇷🇺 Russia · RUB (Russian Ruble)
Russia
New Zealand PaymentsNew Zealand Electronic Funds Transfer / SBI Payments
🇳🇿New Zealand
NZD (New Zealand Dollar)
Various (no single national IPS like NPP yet)
EFT (Electronic Funds Transfer), Direct credits/debits +2
Oceania
New Zealand Payments🇳🇿 New Zealand · NZD (New Zealand Dollar)
Oceania
NIPNIBSS Instant Payment
🇳🇬Nigeria
NGN (Nigerian Naira)
2011
P2P, P2B +4
Africa
NIP🇳🇬 Nigeria · NGN (Nigerian Naira)
Africa
NPPNew Payments Platform
🇦🇺Australia
AUD (Australian Dollar)
2018-02
P2P (Osko), P2B +6
Oceania
NPP🇦🇺 Australia · AUD (Australian Dollar)
Oceania
OskoOsko by BPAY
🇦🇺Australia
AUD (Australian Dollar)
2018-02
P2P instant transfers, P2B payments +2
Oceania
Osko🇦🇺 Australia · AUD (Australian Dollar)
Oceania
PAPSSPan-African Payment and Settlement System
🏳️Pan-African (54 countries target)
Multiple African local currencies
2022-01
Cross-border instant transfers, Local currency settlement +1
Africa
PAPSS🏳️ Pan-African (54 countries target) · Multiple African local currencies
Africa
PayconiqPayconiq by Bancontact
🏳️Belgium, Netherlands, Luxembourg
EUR (Euro)
2015
P2P, P2B (in-store QR, online) +2
Europe
Payconiq🏳️ Belgium, Netherlands, Luxembourg · EUR (Euro)
Europe
PayNowPayNow
🇸🇬Singapore
SGD (Singapore Dollar)
2017
P2P, P2B +5
Asia
PayNow🇸🇬 Singapore · SGD (Singapore Dollar)
Asia
PayShapPayShap
🇿🇦South Africa
ZAR (South African Rand)
2023
P2P, P2B +2
Africa
PayShap🇿🇦 South Africa · ZAR (South African Rand)
Africa
PayToPayTo
🇦🇺Australia
AUD (Australian Dollar)
2022
Authorized pull payments (real-time), Recurring payments +3
Oceania
PayTo🇦🇺 Australia · AUD (Australian Dollar)
Oceania
PesaLinkPesaLink
🇰🇪Kenya
KES (Kenyan Shilling)
2017
P2P, B2B +2
Africa
PesaLink🇰🇪 Kenya · KES (Kenyan Shilling)
Africa
PIXPagamentos Instantâneos
🇧🇷Brazil
BRL (Brazilian Real)
2020-11-16
P2P, P2B +6
LATAM
PIX🇧🇷 Brazil · BRL (Brazilian Real)
LATAM
POLiPOLi Payments
🏳️Australia, New Zealand
AUD (Australian Dollar), NZD (New Zealand Dollar)
2006
Online bank transfers, E-commerce checkout +1
Oceania
POLi🏳️ Australia, New Zealand · AUD (Australian Dollar), NZD (New Zealand Dollar)
Oceania
PromptPayPromptPay
🇹🇭Thailand
THB (Thai Baht)
2016
P2P, P2B +3
Asia
PromptPay🇹🇭 Thailand · THB (Thai Baht)
Asia
QR BCB BoliviaQR BCB Bolivia
🇧🇴Bolivia
BOB (Boliviano)
2022
QR Code payments, P2P +1
LATAM
QR BCB Bolivia🇧🇴 Bolivia · BOB (Boliviano)
LATAM
QR PhQR Ph (InstaPay/PESONet QR)
🇵🇭Philippines
PHP (Philippine Peso)
2019 (QR Ph) / 2018 (InstaPay)
P2P, P2B +3
Asia
QR Ph🇵🇭 Philippines · PHP (Philippine Peso)
Asia
QRISQuick Response Code Indonesian Standard
🇮🇩Indonesia
IDR (Indonesian Rupiah)
2019
QR Code payments, P2P via QR +2
Asia
QRIS🇮🇩 Indonesia · IDR (Indonesian Rupiah)
Asia
SADADSADAD Payment System
🇸🇦Saudi Arabia
SAR (Saudi Riyal)
2004
Bill presentment and payment (EBPP), Utility payments +4
Middle East
SADAD🇸🇦 Saudi Arabia · SAR (Saudi Riyal)
Middle East
sariesarie (Instant Payment System)
🇸🇦Saudi Arabia
SAR (Saudi Riyal)
2021-02
P2P, P2B +6
Middle East
sarie🇸🇦 Saudi Arabia · SAR (Saudi Riyal)
Middle East
SBP (FPS)Sistema Bystrykh Platezhey / Faster Payments System (Система быстрых платежей)
🇷🇺Russia
RUB (Russian Ruble)
2019-01
P2P (phone number-based), P2B (QR Code retail payments) +6
Russia
SBP (FPS)🇷🇺 Russia · RUB (Russian Ruble)
Russia
SCT InstSEPA Instant Credit Transfer
🏳️36 SEPA countries (EU/EEA + UK, Switzerland, etc.)
EUR (Euro)
2017-11
Credit transfers (instant), P2P +3
Europe
SCT Inst🏳️ 36 SEPA countries (EU/EEA + UK, Switzerland, etc.) · EUR (Euro)
Europe
SINPE MóvilSistema Nacional de Pagos Electrónicos - Móvil
🇨🇷Costa Rica
CRC (Costa Rican Colón)
2015
P2P, P2B +2
LATAM
SINPE Móvil🇨🇷 Costa Rica · CRC (Costa Rican Colón)
LATAM
SPEISistema de Pagos Electrónicos Interbancarios
🇲🇽Mexico
MXN (Mexican Peso)
2004
P2P, P2B +4
LATAM
SPEI🇲🇽 Mexico · MXN (Mexican Peso)
LATAM
SPFSSistema Peredachi Finansovykh Soobshcheniy (System for Transfer of Financial Messages)
🇷🇺Russia
RUB (Russian Ruble) + multi-currency
2014
Interbank financial messaging, Domestic and cross-border bank transfers +1
Russia
SPFS🇷🇺 Russia · RUB (Russian Ruble) + multi-currency
Russia
SwishSwish
🇸🇪Sweden
SEK (Swedish Krona)
2012-12
P2P, P2B (e-commerce and in-store) +2
Europe
Swish🇸🇪 Sweden · SEK (Swedish Krona)
Europe
TIPS (Tanzania)Tanzania Instant Payment System
🇹🇿Tanzania
TZS (Tanzanian Shilling)
2022
P2P, Bank-to-mobile money transfers +1
Africa
TIPS (Tanzania)🇹🇿 Tanzania · TZS (Tanzanian Shilling)
Africa
Transfer365Transfer365
🇸🇻El Salvador
USD (US Dollar)
2023
P2P, P2B +1
LATAM
Transfer365🇸🇻 El Salvador · USD (US Dollar)
LATAM
Transferencias 3.0Transferencias 3.0
🇦🇷Argentina
ARS (Argentine Peso)
2020-12
P2P, P2B +3
LATAM
Transferencias 3.0🇦🇷 Argentina · ARS (Argentine Peso)
LATAM
TROYTROY (National Card Payment Scheme)
🇹🇷Turkey
TRY (Turkish Lira)
2016-03-31
Credit cards, Debit cards +3
Middle East
TROY🇹🇷 Turkey · TRY (Turkish Lira)
Middle East
UPIUnified Payments Interface
🇮🇳India
INR (Indian Rupee)
2016-04
P2P, P2B +6
Asia
UPI🇮🇳 India · INR (Indian Rupee)
Asia
VietQRVietQR
🇻🇳Vietnam
VND (Vietnamese Dong)
2022
QR Code payments, P2P via QR +2
Asia
VietQR🇻🇳 Vietnam · VND (Vietnamese Dong)
Asia
Vipps MobilePayVipps MobilePay
🏳️Norway, Denmark, Finland
NOK (Norwegian Krone), DKK (Danish Krone), EUR (Euro)
2015 (Vipps) / 2013 (MobilePay), merged 2022
P2P, P2B (online and in-store) +4
Europe
Vipps MobilePay🏳️ Norway, Denmark, Finland · NOK (Norwegian Krone), DKK (Danish Krone), EUR (Euro)
Europe
WeChat PayWeChat Pay (微信支付)
🇨🇳China
CNY (Chinese Yuan Renminbi)
2013
P2P, P2B (online and in-store) +5
Asia
WeChat Pay🇨🇳 China · CNY (Chinese Yuan Renminbi)
Asia
WeroWero (European Payments Initiative - EPI)
🏳️Germany, France, Belgium, Netherlands, expanding across Europe
EUR (Euro) + currency conversion across Europe
2024 (Germany), expanding 2025-2026
P2P transfers, P2B (e-commerce, in-store) +3
Europe
Wero🏳️ Germany, France, Belgium, Netherlands, expanding across Europe · EUR (Euro) + currency conversion across Europe
Europe
Yape / Wallet InteroperabilityYape / Peru 24x7 ACH
🇵🇪Peru
PEN (Peruvian Sol)
2020
P2P, P2B +2
LATAM
Yape / Wallet Interoperability🇵🇪 Peru · PEN (Peruvian Sol)
LATAM
ZAHAVZAHAV (Real-Time Gross Settlement)
🇮🇱Israel
ILS (Israeli New Shekel)
2007-07
Large-value RTGS transfers, Urgent payments +2
Middle East
ZAHAV🇮🇱 Israel · ILS (Israeli New Shekel)
Middle East
Zengin SystemZengin System (全銀システム)
🇯🇵Japan
JPY (Japanese Yen)
1973 (modernized for real-time 2018+)
P2P, P2B +3
Asia
Zengin System🇯🇵 Japan · JPY (Japanese Yen)
Asia
ZIPITZimbabwe Instant Payment Interbank Transfer
🇿🇼Zimbabwe
ZWL (Zimbabwe Dollar) / USD
2018
P2P, P2B +1
Africa
ZIPIT🇿🇼 Zimbabwe · ZWL (Zimbabwe Dollar) / USD
Africa
76 NETWORKS61 COUNTRIES