UPI — Payment Network Profile | nonusd
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Asia
2016-04
UPI
Unified Payments Interface
🇮🇳 India
INR (Indian Rupee)
Issuer
National Payments Corporation of India (NPCI)
Visit issuer →
Payment Types
P2P
P2B
B2B
QR Code payments
In-app payments
Bill payments
Recurring/mandate payments
UPI Lite (small value offline)
Key Features
Virtual Payment Address (VPA) based (user@bank)
Multi-bank linking on single app
QR code payments (Bharat QR)
Zero-cost for consumers
Apps: Google Pay, PhonePe, Paytm, BHIM
Cross-border via UPI-PayNow (Singapore), UPI-NETS linkage
Expanding to 30+ more countries
IMF recognized as world's largest retail fast-payment system
Statistics
users
350+ million
yoy growth
29.3% (2024 to 2025)
global share
~49% of global real-time payment transactions
success rate
99.2%
daily average
698 million transactions (2025)
settlement time
Near-instant
transactions 2025
228 billion (₹300 lakh crore value)
international acceptance
8 countries (Singapore, UAE, France, Qatar, etc.)
Profile
Network
UPI
Full Name
Unified Payments Interface
Country
🇮🇳 India
Currency
INR (Indian Rupee)
Region
Asia
Launched
2016-04
Issuer
National Payments Corporation of India (NPCI)
Links
Issuer
www.npci.org.in
Product
www.npci.org.in/what-we-do/upi/product-overview
Developer
www.npci.org.in/what-we-do/upi/upi-developer-portal
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